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Kuldeep Malik

Kuldeep Malik
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Recent Posts

Commercial Underwriting Needs Humans and AI

Posted by Kuldeep Malik on Oct 16, 2018 11:09:00 AM

On May 11, 1997, history was made. Deep Blue, the IBM Artificial Intelligence (AI) supercomputer, defeated Gary Kasparov, a world champion chess master, in a six-game match. This was the first time a machine ever defeated a world champion in chess and marked the beginning of a new era. However today, there are many cases where AI and humans are working together to achieve better results. As an example, an AI-enabled sous-chef called Chef Watson from IBM, is able to create recipes that help their human partners in the kitchen. This shows that AI and humans can work together to accomplish more. On a similar note, in the realm of commercial underwriting, until there are major changes in the modern world, human underwriters have a great opportunity to use AI to produce the best results.

 

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Topics: Insurtech, Underwriting, Business

Lessons from the Heart

Posted by Kuldeep Malik on Jul 10, 2018 2:07:00 PM

I come from India. My father was a farmer and our day typically started early. My mother was a homemaker raising six kids in a challenging environment and on a variable income. My whole life, I’ve believed in working hard and investing yourself in your occupation.

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Topics: Inspiration, Business